Our full service approach to real estate extends beyond just finding you the right home....we want you to find the right loan too. The volatility within the lending industry since the implosion of the secondary mortgage market in 2007 has been unprecedented. Many lenders have been closing their doors, 100% financing and stated income financing, have been virtually eliminated. Whereas in the past years during the real estate 'boom' virtually all buyers qualified for a loan with nothing more that mediocre credit score and a statement of income, today lenders are looking at each loan application with scrutiny.
That said, conforming loan rates have dropped to the lowest point since 2004. There are still first time home buyer programs and down payment assistance programs - but now more than ever finding the right loan can be a confusing process. That is why have partnered with several lenders who over the years have proven that they do what the promise, get the best available loans at great rates, and get purchases closed on time! Lenders who adhere to our same principles of superior service, and saving clients money!
Please complete the following information and we match your needs with a lender we know will provide you an exceptional experience in every way.
"I have never had as much pleasure in dealing with someone as with you." - Paul Greenbaum, home buyer Chula Vista